🏦 Depository Banks
Balance sheet lenders looking for certain, clean exits.
Divest mortgage notes discreetly and confidently with disciplined execution from initial review to closing.
Confidential. No obligation.
To deliver initial pricing feedback, we typically require only the following core documents:
We do not require extensive documentation to begin our review.
Who We Work With
We work with institutional note holders seeking reliable execution, clear pricing, and discreet dispositions.
Balance sheet lenders looking for certain, clean exits.
Private lenders seeking fast, disciplined execution.
Institutional partners managing workouts and dispositions.
What We Acquire
VRB Capital acquires secured mortgage notes from institutional note holders seeking reliable and discreet execution.
Our acquisition focus includes:
Residential, multifamily and hospitality assets.
Sub-performing and non-performing loans.
$1M to $10M+ unpaid principal balance (UPB).
Single-asset sales and portfolio dispositions.
Assets located across the United States.
For Note-Holders
We combine disciplined underwriting with extensive experience in real estate debt transactions.
We bring deep experience in structured real estate debt and disciplined underwriting to every transaction.
Confidential pricing feedback delivered promptly through a streamlined review process.
Pricing based on loan performance, collateral quality, and realistic exit strategies with transparent assumptions.
Direct capital, binding offers, and experienced execution with no retrades or surprises.
Direct access to senior decision-makers throughout the transaction. No intermediaries.
We approach every transaction with a long-term perspective, prioritizing execution certainty and reputation.
Our Commitment
We approach every transaction with a focus on execution certainty, clear communication, and professionalism.
We execute based on agreed pricing and terms, without last-minute changes.
Expectations are set upfront and maintained throughout the process.
Transactions are handled with care for counterparty relationships and confidential information.
The same team remains involved throughout the transaction lifecycle.
What We Deliver
Institutional underwriting, efficient valuations, and principal-led execution across sub-performing and non-performing multifamily and hospitality mortgage notes.
Our Principles
We prioritize sound underwriting and thoughtful execution over rushing to transact, especially in complex or stressed situations.
We honor our commitments, communicate clearly, and uphold agreed terms. Our reputation matters more than any single transaction.
Consistent outcomes driven by repeatable processes, conservative assumptions, and a focus on capital preservation.
Seller FAQs
Yes. All submissions are reviewed confidentially, and pricing feedback is provided with no obligation.
At a minimum: promissory note, mortgage, payment history as of date, latest payoff statement, financials and/or appraisal, and any court documents.
Initial pricing feedback is typically provided within 24 hours.
You work directly with the same principals responsible for underwriting and execution throughout the process.
Yes. We evaluate both single-asset and portfolio note dispositions.
No. We do not require exclusivity during the initial review process.